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How Does Cash Advance on Credit Card Work? (What Is a Credit Card Cash Advance?)best.thebitcointalk.net � finance � buying-cryptocurrency-with-credit-card. With American Express, for example, cryptocurrency purchases are allowed, treated as a cash advance, and may be subject to a cash advance limit. Your credit card issuer is likely to consider the crypto purchase a cash advance, as if you used your credit card to take money out of an ATM.